REnt to Own, Simplified.
Skip the stress of traditional financing and get what you need today. Our process is fast, transparent, and built to work for real life.
How it Works
Browse inventory from our dealer locations and pick the product that fits your needs and budget. From utility sheds, lofted barns, greenhouses, garages, and more.
Choose A Product
1
Complete a simple application and contract — no lengthy bank process, background checks, or credit checks. Sign and view your contract 100% online. Get approved in minutes.
2
Apply in Minutes
Get the product delivered straight to your property!
3
Delivery
Make affordable monthly payments for the term length of your choice until your term is complete; or, payoff at any point during your term for a discount and obtain ownership!
4
Own it!
Why Rent to Own?
No Credit Check — Fast, easy approvals.
Low Monthly Payments — Affordable options that fit your budget.
Flexible Terms — 24, 36, 48, & 60 month term options.
Early Payoff Discounts — Save money if you pay off early (no prepayment penalties).
Damage Protection — The optional Liability Damage Waiver covers your remaining balance in case of unforeseen damage.
Fast Local Delivery — Get the product delivered fast by our local drivers.
About Us
Simple RTO was founded by experienced members of the shed manufacturing & sales industry. Our rent-to-own program is the easiest and most simple way to break into shed ownership for those who don’t want to make such a large investment all at once, or those who want to break it up into payments but don’t want to touch their credit!
At Simple RTO, we believe getting what you need shouldn’t be complicated. That’s why we’ve simplified rent-to-own down to what actually matters—clear terms, flexible payments, and a process that moves fast.
We work with customers who want straightforward options without the headaches of traditional financing. Whether you’re upgrading your space, starting something new, or just need a practical solution, we’re here to make it happen.
No confusing fine print. No runaround. Just simple, honest rent-to-own.
Still have questions? Reach out to us!
Frequently Asked Questions
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No! Unlike traditional financing, rent-to-own will not affect your credit. We don’t run any type of credit checks, and your approval is not based on your credit history.
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Yes! You can payoff early at any point within your term. Whether it’s month 2 or month 59, you are in control of when you obtain ownership. You even get a discount when you payoff early!
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We have a dedicated support staff here 6 days a week to help you! Give us a call, text, email, enroll in autopay, pay online, or mail in your payments! Multiple payment options ensure you have all the tools you need to stay on track for ownership!
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There’s no interest rate. You’re paying a rental rate with the option to own the container after your final payment.
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Yes! Extra payments reduce your payoff balance. To lower your monthly costs, consider increasing your down payment.
Contact US
We would love to speak with you!
Reach out to us by phone, text, or email—whichever is most convenient for you. Call or text us at 352-888-4084, or email our support team at support@nfrto.com for prompt assistance.